QRIS Now Accepted in Japan, Expands Indonesia’s Digital Payments

KOMPAS.com - Indonesia’s digital payment system, the Quick Response Code Indonesian Standard (QRIS), can now be used in four countries outside Indonesia, expanding its reach across Asia.

Most recently, Japan officially adopted QRIS on Sunday, August 18, 2025, coinciding with Indonesia’s 80th Independence Day.

Bank Indonesia (BI) Governor Perry Warjiyo said the launch of QRIS in Japan is expected to boost cross-border transactions while strengthening economic ties between the two countries.

“This expansion not only makes it easier for people to carry out cross-border transactions but also deepens economic cooperation between Indonesia and Japan,” Perry said, as quoted by Kompas.com on Tuesday, August 19.

In Indonesia itself, QRIS has already attracted 57 million users, according to BI.

Countries Where QRIS Is Accepted

As of August 2025, five countries have adopted QRIS for retail payments:

1. Japan

Japan is the latest country to integrate QRIS, following a partnership between Bank Indonesia, the Indonesian Payment System Association (ASPI), Japan’s Ministry of Economy, Trade, and Industry (METI), the Payment Japan Association (PJA), Netstars, and several financial institutions in both countries.

In its initial phase, Indonesian QRIS payments are accepted at 35 merchants in Japan. BI has pledged to expand coverage to more businesses in the future.

2. Thailand

Thailand was the first country to adopt QRIS, launching it in August 2022. By June 2025, Thai merchants had recorded 994,890 QRIS transactions worth 437.54 billion rupiah (about US$ 27 million).

3. Malaysia

Malaysia followed in May 2023. Since then, the system has facilitated 4.31 million transactions with a total value of 1.15 trillion rupiah (roughly US$70 million).

4. Singapore

Singapore officially adopted cross-border QRIS on November 17, 2023. By 2025, users had carried out 238,216 transactions worth 77.06 billion rupiah (about US$ 4.7 million).