Real-World Asset Tokenization Grows: What Investors Need to Know

JAKARTA, KOMPAS.com - Real-world assets (RWA) that are tokenized have begun to emerge as a significant development within the crypto asset industry.

Through tokenization, assets such as global stocks, indexes, exchange-traded funds (ETFs), and commodities are represented as digital assets accessible on-chain.

On Friday (9/18/2026), PT Pintu Kemana Saja (PINTU) announced an enhanced collaboration with Ondo Finance to expand access to tokenized assets for Indonesian investors.

MAGNIFIC/FREEPIK Illustration of tokenization.

PINTU's President Director, Andy Putra, stated that the demand for diverse digital asset options continues to grow alongside the maturing crypto ecosystem in Indonesia.

“RWA open the door for Indonesian investors to gain exposure to world-class assets—from global stocks, indexes to commodities—that can be acquired fractionally and affordably, without having to leave a regulated ecosystem,” Andy said in a press release on Saturday (9/19/2026).

Which assets can be tokenized?

The available tokenized assets cover several categories. For stocks, examples include shares of global companies such as Apple and NVIDIA.

In addition to individual stocks, there are ETFs and indexes like the S&P 500 and Nasdaq.

For commodities, gold and silver are included. The offerings also encompass stablecoins.

These assets are denominated in rupiah, allowing investors to transact using the local currency. PINTU mentioned that investors can purchase fractional ownership, with a minimum transaction starting at Rp 11,000.

PIXABAY/GERD ALTMANN Illustration of asset tokenization.

Moreover, these tokenized assets can be traded 24 hours a day, without restrictions tied to conventional stock exchange trading hours.

PINTU noted that the number of Ondo’s tokenized assets listed on its platform has grown from four tokens in December 2025 to nearly 50 tokens.

Andy said the goal is to expand this number to hundreds of tokenized assets in 2026.

“With this collaboration with Ondo Finance, PINTU targets to list hundreds of Ondo’s tokenized assets by the end of 2026. This commitment is part of PINTU’s long-term vision to develop a comprehensive marketplace for tokenized stocks and RWAs for Indonesian investors,” Andy explained.

Global RWA value is rising

The growth of tokenized real-world assets is not limited to Indonesia.

According to materials released by PINTU, the value of RWA on-chain assets excluding stablecoins has grown approximately fourfold over the past year.

Currently, the value stands between 25 billion and 35 billion US dollars. This growth is partly propelled by the entry of global financial institutions such as BlackRock and Franklin Templeton.

Rania Rahardja, Senior Director for Asia Pacific at Ondo Finance, noted Indonesia’s rising potential as a key market within the Asia Pacific region.

“The global potential for tokenized real-world assets is enormous, and Indonesia is increasingly emerging as one of the most attractive markets in the Asia Pacific,” Rania said.

She added that the partnership with PINTU aims to bring global stocks and ETFs on-chain with better accessibility, liquidity, and transparency.

FREEPIK/MACROVECTOR Illustration of asset tokenization.

“Through collaboration with PINTU, we offer on-chain global stocks and ETFs with enhanced accessibility, liquidity, and transparency, providing Indonesian investors a simpler way to access global markets via a trusted and regulated platform,” Rania explained.

How can investors access tokenized assets?

Tokenized assets can be purchased fractionally. This means investors do not need to buy an entire unit of the underlying asset.

Purchases can start from as low as Rp 11,000. This mechanism allows access to fractional shares of global stocks, indexes, ETFs, and commodities.

These assets can also be traded 24/7, unlike conventional exchanges that operate within specific trading hours.

PINTU stated that selling tokenized assets incurs a final tax of 0.21 percent and that there are no hidden transaction fees.

All of the tokenized assets mentioned are regulated under the oversight of the Financial Services Authority (OJK).

Understanding the risks

Although tokenized assets provide access to investments linked to real-world assets, they still carry investment risks.

Andy emphasized that crypto and tokenized assets feature high risk and significant volatility.

“We will continue to expand collaborations like this to offer more relevant, secure, and regulation-compliant investment options to Indonesian society—both through premium services like VIP Private and product innovations like tokenized assets,” Andy said.

“However, we remind investors that crypto and tokenized asset investments carry high risk and volatility, so potential investors must understand their risk profiles before making investment decisions,” he added.